Preneed planning often begins with the purchase of a cemetery plot or cremation niche.  If that purchase includes a marker or monument, the cemetery will typically seek to deliver the marker so that it may avoid cost increases incurred with regard to granite and bronze.  But, many of us do not like to be reminded of mortality, and a grave marker with our name tends to bring home that issue.  Consequently, cemeteries and monument companies typically offer constructive delivery options.   If the concept of constructive delivery is foreign to consumers, the Federal Trade Commission outlined different constructive delivery options in a recent letter to the Pennsylvania legislature.   The description of construction delivery begins on Page 5.   The constructive delivery issue in dispute in Pennsylvania is whether grave vault deliveries should be deferred until the interment is made.  Pennsylvania funeral directors are asserting that vaults could be damaged by years of exposure.